Great deal, short on capital?
We fund it.
Up to 100% of cash-to-close. Our own money, in-house decisions, and clear terms in days — not weeks.
Apply in 4 minutesWhat do you need?
Pick your lane — or apply anyway and we'll route the deal to the right money. That's our job.
Hard money
Fix & flip and bridge money that closes fast — with our underwriting muscle behind your file.
Apply →Private money
Our own capital — $3.9M+ rotating, pre-raised, in-house. Creative deals welcome: Sub2, seller finance, 1st and 2nd positions, JV.
Apply →DSCR / rental
Long-term loans qualified on the property's rent — purchases, refis, cash-out, BRRRR takeouts.
Apply →New construction
Ground-up builds with structured draws — from a team that's built projects, not just funded them.
Apply →Also: EMD & transactional funding · gap funding behind your hard money · commercial & residential both welcome
Funding in three steps
Built for speed of service — because deals don't wait.
Apply — 4 minutes
No documents needed to start. Just the deal and your numbers.
10-minute call
We verify the deal together and answer everything, live.
Terms, fast
A yes with numbers — or a no with exactly what would change it.
Every answer comes with a map
Most lenders say no and hang up. We say no and tell you exactly what would flip the answer — a partner, a price, a structure. Fix it, come back, get funded. That's the Amigos difference.
Check your deal before you apply
60 seconds, no application, no credit pull. See if the numbers work — and what would make them work.
Instant estimate, not a loan decision — every deal gets real underwriting. Terms quoted per deal.
We're investors. That changes everything.
We've been on your side of the closing table — and we underwrite like it.
The money's already raised
$3.9M+ in rotating capital sits ready before your deal ever arrives — and it grows every month. We don't go find funding after you apply. It's waiting.
We know the pain
Finding a real funding partner is harder than finding the deal. We built Amigos because we lived that — 450+ transactions of it.
Capital-stack thinking
We walk your whole capital stack — purchase, rehab, gap, exit — and structure the best solution, not the fastest commission.
Creative funding, for real
Sub2, seller finance, wraps, gap structures — we fund creative because we invest creative. Every deal shape has a home.
Win-win or no deal
If the numbers don't protect you, they don't protect us — so we'll tell you, and show you what would fix them. Every answer comes with a map.
Questions, answered straight
The ones every investor asks first.
Do I need good credit?
Credit isn't the driver on private money — we weigh the deal, the asset, your experience, and the circumstances, case by case. We don't decline on a score alone. For long-term DSCR loans, credit does matter and we'll tell you exactly what's needed up front.
How fast can you fund?
Standard is inside 14 days; with title open and docs moving we've cleared to close in as little as 72 hours. We don't fund in under 7 days — speed comes from preparation, not corners.
Can I get 100% financing?
For qualified deals, yes — structures that pair primary financing with our gap funding, with guardrails that protect both of us. Ask when you apply.
What does it cost?
Terms are quoted per deal after underwriting. You'll have real numbers quickly — and no surprise fees at the closing table.
I'm newer — can I still get funded?
Yes — some of our hard money products accept brand-new investors. Our private money side requires closed deals behind you (or an experienced partner on the deal). Either way: apply, and we'll show you the path that fits where you are.
What states do you fund in?
Our private money lends in landlord-friendly states. Hard money and DSCR programs through our lending partners cover 48 states. Check your deal above and it'll tell you instantly.
You bring the deal.
We bring the money.
Four minutes. Real answers. No documents to start.
Apply nowBring deals. Get paid.
Know investors who need funding? There's a seat for you here.
Gator Tribe — Connector Program
Trained in the Gator Method? Bring your borrowers and EMD deals to a funding team that speaks your language — and pays deal credit on every close.
Join as a connector →Referral Program
Agents, wholesalers, title reps, lenders with overflow — refer a funded deal, earn a referral fee. Simple sign-up, transparent tracking, fast payment.
Join the referral program →Want to earn on deals like a pro? Learn Pace Morby's Gator Method →
Are you a private money lender?
Interested in earning money on your money — backed by real estate, alongside investors who've done 450+ transactions? Our investment club is where capital meets deal flow.