LOAN PROGRAMS

What do you need money for?

Pick your lane — the application adapts to your deal.

Hard money

Fix & flip, bridge, fast closes. Institutional pricing through our lending partners, with Amigos underwriting your file so it gets approved the first time. Up to 48 states.

Apply →

Private money

Our own capital. Creative deals welcome — Sub2, seller finance, 1st and 2nd positions, JV structures. Decisions in-house, no committees, experience over FICO.

Apply →

DSCR / rental loans

Long-term financing qualified on the property's rent, not your tax returns. Purchase, refi, or cash-out — including BRRRR takeouts.

Apply →

New construction

Ground-up builds with structured draw schedules and a lender who's built projects, not just funded them.

Apply →

Also: EMD & transactional funding (earnest money, double closes) · gap funding behind your hard money · commercial & residential both welcome

Not sure which lane?

Apply anyway — routing deals to the right money is literally our job.

Get funded →
© 2026 Amigos Funding · Business-purpose loans only, not for personal, family, or household use. All loans subject to underwriting and final loan documents. Terms quoted per deal.